Annual leases and vacation / seasonal rentals across Palm Beach, Martin, St. Lucie, and Indian River Counties — with Illustrated Properties search tools and local guidance from James Simpson.
Two common lease paths on the Treasure Coast and in Palm Beach County. Explore available rentals or reach out below and James can help match the term that fits.
1–11 month seasonal and vacation stays — snowbird seasons, short assignments, and flexible coastal living. Terms vary by property; always confirm availability and HOA rules.
Typically 12-month (or longer) residential leases for full-time living — primary residences, corporate housing, and year-round Treasure Coast / Palm Beach lifestyles.
Lodging of six months or less is treated as a transient rental in Florida. Guests typically see three stacked taxes — not just the county “bed tax.” Longer bona fide written leases (over six months) are usually exempt from these transient taxes.
6%
Statewide tax on transient rentals (hotels, condos, homes, vacation stays). Remitted to the Florida Department of Revenue.
0.5%–1%
Local sales surtax that rides on top of the 6% state rate. Varies by county (see table). Also remitted to the state with sales tax.
5%–6%
TDT / “bed tax” / resort tax — set by each county and remitted to the county tax collector (or clerk). Separate from state sales tax.
Approximate guest-facing total = state 6% + county surtax + county TDT. Rates as of 2026; surtaxes can change when local options expire or renew.
| County | FL state sales tax | County surtax | County TDT (bed tax) | Approx. total | What that means |
|---|---|---|---|---|---|
| Palm Beach | 6% | 0.5% | 6% | 12.5% | State + surtax = 6.5% sales tax (as published by the Palm Beach Tax Collector), plus 6% TDT. Highest TDT in this market. |
| Martin | 6% | 0.5% | 5% | 11.5% | State + surtax = 6.5% sales tax (2026 rate after school surtax changes), plus 5% TDT remitted to the Martin County Tax Collector. |
| St. Lucie | 6% | 1.0% | 5% | 12% | State + surtax = 7% sales tax (county tax collector cites 7% in St. Lucie), plus 5% TDT. Higher surtax than Martin / Palm Beach. |
| Indian River | 6% | 1.0% | 5% | 12% | State + surtax = 7% sales tax (clerk cites 7% state sales tax on transient rentals), plus 5% TDT. |
Legal responsibility to collect and remit these taxes rests with the property owner or operator (to the Florida Department of Revenue for sales tax and surtax, and to the county for TDT). For vacation and short-term stays, applicable taxes are typically charged to the guest up front and included in the total amount due at booking, since rental funds are usually paid in advance.
Tell James whether you need an annual lease or a vacation / seasonal stay, preferred areas, budget, and timing. He can walk available rentals with you and flag HOA, insurance, and tax considerations that matter. Looking beyond the Treasure Coast or Palm Beach County? James can also introduce you to a trusted agent for annual or vacation rentals elsewhere.
